Meet Your Local Mortgage Advisors

Ross Sykes Mortgage Advisor Headshot

ROSS SYKES

Mortgage Advisor

Ross Sykes is a local mortgage advisor in Fairhope, Alabama. As an Air Force veteran, he is committed to his community and ensuring individuals are provided consistent and reliable information when deciding to buy or refinance a home. Ross is an expert with the VA Home Loan product. He is committed to ensuring our nation’s heroes are represented beyond the transaction. An unwavering supporter to the Veteran community is what drives him daily.

Some of the achievements that Ross has earned are Airmen of the Year for the Air Force Reserves, Superior Performance Awards for the National Background Investigations Bureau, and Chairman of the Eastern Shore Chamber of Commerce. Ross has served the U.S. Government as a Special Agent in the past ensuring individuals were vetted prior to fulfilling roles throughout our nation.

As a business professional, Ross cares about others beyond himself. As a lifetime learner and valued member within the business community, he wants what is best for his clients. Ross enjoys boating, fishing, and spending time with his family in his free time. He also performs volunteer work within the local community for Veterans, Cub Scouts, and many other initiatives. The mortgage industry has provided Ross an avenue to plan, develop, and educate clients on what matters most when buying or refinancing a home.

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Craig Gardner Mortgage Advisor Headshot

CRAIG GARDNER

Mortgage Advisor

Originally from San Louis Obispo, CA, Craig Gardner moved to the beautiful State of Alabama in 1975, where he grew up on the Eastern Shore. Craig enjoyed growing up here as a kid because it was always adventurous and never boring from playing sports to fishing, hunting and camping. He graduated from Fairhope High School in 1983, then attended Sacramento State University on a football scholarship. Upon graduation, he went to work with his father in California as a mortgage broker. His father taught him the business from the ground up including loan processing, jr. underwriting, and loan originating. While in California, he met his wonderful wife and was married in 1987. In 1993, Craig and his wife moved to Kentucky where he continued his career in the mortgage industry. In 1996, he left the mortgage industry to pursue a career in restaurant management.

In 2000, he and his wife decided to move back where he grew up in Fairhope, AL. and continued as a restaurant manager where he gained valuable knowledge in excellent customer service. In 2004, he decided to return to the mortgage industry as an Account Executive with a bank. The 2008 financial crisis put a halt to his plans, so he reverted to restaurant management. He retired from the restaurant management industry at the age of 50 to spend some well needed and deserved quality time with his wife. In 2016, he then returned to the financial industry in the lending department doing personal, auto, boat and ATV loans. In 2022, he decided to make a career shift back to his first love of his career in the mortgage industry and obtained his Mortgage Loan Origination license.

Overall, the mortgage industry and the restaurant industry demand the same kind of excellent customer service and attention to detail when dealing with the customers needs. Craig truly enjoys helping people meet their financial goals in life. Buying a house is probably the biggest investment someone will make in their life and understands the process needs to be made as easy as possible for the customer.

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Will Fabel

Mortgage Advisor

As a mortgage loan professional, Will’s purpose is to seek and provide lending solutions for his clients with unsurpassed enthusiasm and effort.  His background is in investments and lending with a drive to help first-time buyers improve their credit and personal wealth.  Before moving to Robertsdale AL, Will served seven years on his local school board sitting on many different committees focusing on resource conservation and public finance oversight. He is blessed to have been married for 26 years to his wife, raising three daughters together, and recently welcomed their first grandchild.

 

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Ron Sivak

Mortgage Advisor

Ron is a Mortgage Advisor residing in the Port City, but equally serving both sides of Mobile Bay.  He is also the proud Father to a daughter currently attending Daphne High School.  As an Army veteran, he understands the value of VA home loans. As a lifelong learner, Ron’s
passion is to provide best-in-class service – and the most suitable loan product – for those purchasing or refinancing a home. Moving to the Deep South as a teenager from Southern California, Ron graduated from the University of South Alabama with a Banking degree, personally financing 100% of his college tuition through athletic scholarships and hard work.  

As an ardent USA supporter today, Ron is a tenured board member for The Mitchell College of Business Melton Center for Entrepreneurship and Innovation, active with the National Alumni Association and belongs to the Jaguar J-Club Athletic Alumni Association. Ron has also served as a volunteer official for the South Alabama Men’s and Women’s Track and Field Home Invitational meets for the past 15 years.  Active in the community, Ron is also a successful freelance real estate and business writer and collectively, has had nearly 1,000 articles published in well-known publications around the area over the past decade. Ron also co-hosted and co-produced an eponymous podcast show (Lagniappe’s The Real Deal with Ron Sivak) for several years. 

With a mindset of gratitude and a track record of success, Ron always places his customers needs first and will work tirelessly in the trenches with the expectation of attaining a smooth and flawless close for every home buyer, every time.