Welcome to Homefront Lending LLC

Honored To Serve You!

Proudly serving Alabama, Florida, and Georgia


The Homefront

Welcome to Homefront Lending LLC, where we are honored to serve you! We are experienced local mortgage professionals dedicated to our community. It is absolutely our honor to bring excellent service to you as we provide you with products that are tailored to your unique situation.

At Homefront, we not only want to hear your story but become part of your journey, too. We believe in service beyond the transaction, and we want to cultivate relationships with all those involved during the mortgage process. We invite you to experience the difference at Homefront Lending.

Our Values Matter Most To Those We Serve

At Homefront Lending, our values are what sets us apart from other local mortgage professionals. Each member of our team holds these values as utmost important in their own lives in and out of the work field. 

Learn About Our Mortgage Advisors

Meet The Team

Ron Sivak

Mortgage Advisor | 2042731
Ron is a Mortgage Advisor residing in the Port City, but equally serving both sides of Mobile Bay. He is also the proud Father to a daughter currently attending Daphne High School. As an Army veteran, he understands the value of VA home loans. As a lifelong learner, Ron’s passion is to provide best-in-class service – and the most suitable loan product – for those purchasing or refinancing a home. Moving to the Deep South as a teenager from Southern California, Ron graduated from the University of South Alabama with a Banking degree, personally financing 100% of his college tuition through athletic scholarships and hard work.
Apply Now with Ron

Jared Vincent

Mortgage Advisor | NMLS# 2015287
Jared Vincent is a mortgage advisor licensed in Alabama, Colorado, and Florida. His military career began in the Marines, and later, he retired as an Army Warrant Officer. Jared understands when to put the mission (his clients) first. He is devoted to educating his clients first. Though Jared has a unique perspective as a military Veteran, his sense of duty allows nothing but excellence in all transactions.
Apply Now with Jared

Rachel Marion

Mortgage Advisor | 1938801 | "The MTG Fam"
Rachel Marion is a local mortgage advisor in Northern Alabama and surrounding areas. She has 15 years of real estate/mortgage experience. In 2020, she decided she no longer wanted to be a “landlord” for the property management company she had worked at for 7 years. She realized her true passion was helping people become homeowners. She specializes in helping first time home buyers have the best possible home buying experience as well as educating them along the way.
Apply Now with Rachel

Craig Gardner

Mortgage Advisor | 2326071
Craig is a licensed Alabama mortgage advisor located on the Eastern Shore. Craig was formerly a mortgage advisor in California before pursuing a career in the restaurant industry which brought him back to Alabama. He decided to make a career shift back to the mortgage industry in 2022. Craig correlates the restaurant and mortgage industries through the demand of excellent customer service and attention to detail to meet and exceed customer needs. He understands the investment of buying and owning a house and strives to make the process as easy as possible for the buyer.
Apply Now with Craig

Tom Marion

Mortgage Advisor | 322086 | "The MTG Fam"
Tom Marion is a loan officer in Northern Alabama and surrounding areas. He has 12 plus years of experience in the mortgage industry as well as over 20 plus years in sales. He knows how important purchasing a home can be and he works tirelessly for his clients through the entire home buying process. His true passion is serving veterans with their home financing.
Apply Now with Tom
Loan Volume
+ 0 Million
People in Homes
Licensed States

We believe in Service beyond the transaction

Homefront for Heroes

This program is dedicated to our nation’s heroes- from first responders to those out in the medical field, and those that have signed the dotted line putting their life on the line for our freedom. We appreciate your dedication to us and want to express a token of our appreciation to you. As a Veteran-owned business, Homefront Lending LLC is focused on giving back to thank those that have given so much to us and sacrificed time away from their families- whether in the past or currently. Our dedication is to deliver the best mortgage information in the market for those heroes. Reach us to discuss how we may assist you!


Conventional Loan Product

Conventional loans are for first time home buyers, second homes and investors that are looking for an option to finance property with a fixed term.


FHA Loan Product

The FHA loan provides value to first time home buyers.  The appealing part to this loan is for a buyer to be able to acquire financing with a comfortable monthly payment.  These loan types are for primary residences only.


VA Loan product

To qualify for a VA loan an individual will have to be a military member, surviving spouse of a military member or Veteran that is able to receive VA benefits. A feature that attracts Veterans to use this product is that it requires no mortgage insurance and no down payment.  A VA loan is for primary homes only.

What Will Your Monthly Payment Be?

As you set your housing budget, determining your monthly house payment is crucial. As you shop for a purchase loan or a refinance, our mortgage calculator allows you to estimate your mortgage payment. To study various scenarios, just change the details you enter into the calculator. 

What are we listening to?

At Homefront, we strive for success through continuous education, motivation, and encouragement. Some of our favorite podcasts are those who highlight stories of people who are sharing the same goals and visions as we are.